Manufactured Home Financing

Manufactured Home Financing Assistance in Augusta, Georgia

We know that figuring out financing can feel overwhelming, but that is exactly why we are here. At DeLaigle Home Center, we sit down with you, get to know your situation, and help you find the financing option that makes the most sense for you and your family. We have worked with all kinds of buyers at all different stages of life, and we know how to get you into the home you want faster than you might think possible.

You are not just buying a home with us — you are getting a team that is genuinely in your corner every step of the way. From your first visit to the day you get your keys, we are right there with you making sure everything goes smoothly.

We partner with some of the best lenders in the factory built home business, and no matter what your financial situation looks like, we are confident we can help you find a path to homeownership. Come talk to us at DeLaigle Home Center in Augusta, Georgia — we would love to help you make it happen!

Types Of Manufactured Home Loans

Land and Home

  • One loan for your land and home
  • Down payment required
  • An appraisal will be ordered and a deposit may be required
  • Land survey may be needed

FHA

  • Offers a lower down payment for qualified buyers
  • Requires engineer certified foundation, FHA skirting, termite treatment, a deck and home inspections
  • Requires mortgage insurance and stricter guidelines

Chattel

  • Loan covers the home only
  • Home can be placed on your land, someone else’s land or leased land
  • Home and land are taxed separately

Land in Lieu

  • Use the equity of the land you already own as a down payment
  • Land must be lien free and properly titled
  • An appraisal will be ordered and a deposit may be required
  • Land survey may be needed

Community

  • Home is placed in a manufactured home community
  • Lease agreement is required
  • Home and land are taxed separately

Cash

  • Pay at closing
  • Choose to title your home separate from the land or together

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